In effort to save for my holiday next year, I have revived my expenditure taking habit. It kind of got dwindled off after starting it several months ago.This time it is to ensure I don't spend needlessly and that I save enough for next year.
To my friends and family, please pardon me if I may seem a scrooge. It is not without a valid reason!
I'm a cheapo..so what?! =P
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